Capitas Financial is a premier and independent life insurance brokerage general agency founded in 2001. Throughout our history, Capitas Financial has developed strong and strategic partnerships with insurance carriers and financial institutions to provide “Sophisticated, Unbiased Solutions” to advisors and agents across the country.

Leveraging its size and expertise, Capitas Financial has more than 25 locations and 350 insurance professionals located across the United States to provide an unparalleled selection of products, marketing and planning strategies. Capitas Financial’s point-of-sale professionals partner with advisors and agents to support the utilization and implementation of life insurance for personal, business, estate and charitable planning solutions. Our sales professionals have a thorough knowledge of products and advanced planning techniques to assist advisors and their clients through a collaborative and consultative approach.

History

In 2001, twenty-one general agents joined forces to form Capitas Financial, a premier life insurance brokerage consortium.

Built on the strength and reputation of the group, the alliance was created to establish a strong, strategic partnership in the insurance and financial services industry and enhance the group’s reputation as the nation’s largest and most respected brokerage distribution organization.

Today Capitas’ network of leading agencies provide the benefits of a powerful national organization combined with the independence and entrepreneurial spirit of each of its local members.

Capitas DI Center Overview

The Capitas DI Center is one of the most experienced and knowledgeable disability insurance wholesalers in the country. Our primary goal is to serve your client relationships with independent agents, brokers and financial planners in our national accounts. Ultimately, we will help uncover opportunities and provide income protection expertise when you are delivering financial solutions.

How It Works

Your dedicated Capitas DI Center is there for you in each step of the sales process, from answering simple and complex questions, to quote submission, pre-underwriting, carrier and product selection, underwriting, and policy delivery. The Capitas DI Center sales desk is available, when and where appropriate, to work with your clients directly at any stage.

The underwriting for disability insurance products is a unique and complex process. Therefore, the Capitas DI Center pre-screening process is highly comprehensive, which sets us apart in the industry. We will help you communicate more effectively with your clients, providing you with the best solutions to secure your clients’ financial goals.

The Capitas DI Center is the only resource you’ll need to ensure financial security for your clients through personal and business disability protection.

Disability Income Can Be Used In The Following Scenarios:

• Personal & Key Executive Coverage
• Buy-Sell Funding
• Salary Continuation
• Overhead Expense Reimbursement
• Retirement Plan Contribution Protection

Capitas Advantage

• Experience: We have 40 years of wholesale experience and a proven track record with Registered Representatives
• On-Site Service: We have a local presence and face-to-face service capabilities
• Products: Capitas has access to more than 50 carriers and hundreds of products
• Technical Support: Capitas is backed by in-house legal counsel, CPAs, CFPs, CLUs and Advanced Marketing Specialists
• Sales Support: Capitas offers local training and point-of-sale support
• Processing: Streamlined forms, proposal requests and follow-up
• Case Tracking and Reporting: Capitas handles case status, production reports, and management reports
• Customer Maintenance: Our support staff is experienced with policyholder service